Where does your retirement plan stand?
Keeping a cottage in the family
The summer cottaging season is coming to an end. With extra time on your hands, you may want to ponder what would happen to your vacation property if something were to happen to you.
Cottages are generally subject to capital gains tax when sold or when the owner dies. This means half the increase in value since you bought it (starting in 1972), less certain expenses like legal costs and cotta...
Dollar cost averaging
An easy and effective strategy for building long-term wealth without letting your emotions get in the way is dollar cost averaging.
Simple to implement, it involves pre-arranging to invest a fixed dollar amount in the same fund or portfolio at regular intervals (e.g., monthly). The set dollar amount means you'll automatically acquire more units when prices dip lower and buy fewer units on the...



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