Are you aware of the following facts about mortgage and creditor insurance offered through banks and trust companies? They are 'age banded' and your rates may increase as you enter a higher age band. The premium that the bank quotes you may be valid for only one year. These insurance programs do not offer contractually guaranteed rates. The insurer may increase their rates at any time dependi...

'Excess generally causes reaction, and produces a change in the opposite direction, whether it be in the seasons, or in individuals, or in governments.' - Plato This concept, which Plato observed some 2,500 years ago, holds true today, not only with respect to seasons, individuals, and governments but also to financial markets. Some investors tend to extrapolate past performance infi...

It is that time of year again - time to get your beach body back. Although the demands of everyday life can make it difficult to adopt a diet plan, we want to share some ideas with you on advance planning and portion control to ensure a healthy meal or snack choice. Although financial well being is important, money won't do you any good if you are not around to enjoy it. Following good rules of d...