Once again, it is RRSP season. The time where we all scramble to make last year's RRSP contributions to get the tax deduction. However, making RRSP contributions is not just about reducing taxation, it is about planning for a dream. That dream is financial independence. One day you may want to take it easy, enjoy life. This does not mean you have to quit working, but it will mean, getting out of ...

During the RRSP season, many of us end up scrambling at the last minute to find the money for a contribution. Of course, the best way to save is to arrange for monthly contributions to go directly into your RRSP. But if you choose to make one lump sum contribution each year, and find that you just don't have the cash, you might think about a loan. With low interest rates, many people are deciding...

Study finds guaranteed retirement income elusive for many near retirees. Most of us dream of a comfortable retirement, the phase of life where we can sit back, relax and enjoy the freedom of not having to work. However, a new study found that Canadians aged 55-64 agree that, while having a guaranteed stream of income during retirement is their main goal, the majority don't know how to achieve ...